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Buying monthly subscription with credits & Apex

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Hi,
for the last month, I've payed the subscription with a credit card. Tomorrw, my payed month will terminate so I have to pay for another month. I'd like to pay with my credits and APEX.
- Can I buy the subscription with my credits today, and it will automaticaly continue tommorrow when this past month is over ?

-To stop paying with my card, do I have to cancel my subscription, delete my card (the site doesn't let me delete it until I register another payment method) and take another subscription with my credits ?

Many thanks for your help...
Have a nice day.

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